OVER the last couple of weeks Gardaí in Waterford have received a number of reports from people who were caught out by a Vishing type scam.
Phone fraud involves criminals contacting you by phone (vishing) or by text (Smishing) pretending to be your bank, credit card issuer, utility company or often a computer company.
During the conversation they will try and trick you into giving personal, banking or security information. They may also convince you to make a money transfer to them or inform you that you have won a prize and need to send money to release it.
Their intention is to use this information to commit fraud against you or other parties in your name.
Crime Prevention Advice
- Always say “NO” to unsolicited callers or texters seeking private information about you. Private information includes your name, address, date of birth, family details, bank account numbers, PIN, Passwords
- Independently verify any requests for information and never use the contact details supplied to you by the caller or texter. Independent means independent of the caller or texter.
- The caller may already have some information about you so don’t trust them because they use your name or other personal information.
- An Garda Síochána or your bank will never look for your Banking PIN number or Password or ask you to transfer money, or come to your home to collect your payment card, cheque book or cash.