WHETHER it’s textbooks, or laptops, rent or course fees, your local Credit Union can help you arrange flexible finance with ease.
If you’re leaving the nest for the first time to embark on your third level journey, or you’re returning to try something new, talk to your local credit union today about our range of student loans available to help you cover all the expenses that college can throw at you. Because for all of your dreams that are big, small or strange, we’ve got you covered with our monster loan range.
Loan Repayments
The maximum interest rate which a credit union can charge is 12% (12.68% APR)*. Most credit unions have loan interest rates which are significantly lower than that and offer a loan interest rebate at the end of the year. Why not try our new loan calculator tool below to see how much a car loan could cost you.
Why? Imagine a Different Kind of Lender
Imagine – A straight-forward loan, with no sneaky conditions. Credit Unions offer flexible student loans of all sizes. You can pay off your loan early or increase your repayments, all without any scary penalties.
Imagine – A loan from a lender at the heart of your community. Credit Unions are not-for-profit and owned by our members, the people who save with us and borrow from us. All decisions are taken at local level, in the best interest of all our members.
Imagine – A loan with built in insurance, at no cost to you. This is designed to pay off a loan in the event of a borrower’s death – subject to terms, conditions and eligibility criteria.
Student Grants and Bursaries
Each year many credit unions award very substantial grant funding to students who will be attending Third Level education or further education courses.
The format of these awards vary widely, as do the terms and conditions which apply. Some credit unions base the award on academic qualifications, while others run an open draw. The majority require that the applicant be either a member of the credit union or the son/ daughter of a member.
You can only join a credit union (and apply for such schemes) if you live or work in the area served by the credit union.
For more information, contact Waterford Credit Union on (051) 861616, email [email protected] or visit https://waterfordcu.ie/
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